TagSanjay Swamy

BHIM (Android/*99#) & AadhaarPay

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This afternoon the Prime Minister unveiled BHIM – an Android app from NPCI with an equivalent USSD-based *99# service. Additionally, recently one of the banks launched AadhaarPay – a capability that allows merchants to collect payments from consumers with their Aadhaar# and fingerprint. There has been a bit of confusion about the role of Aadhaar in BHIM – so this blog clarifies...

Payments 4G (aka UPI) The Best is Yet to Come!

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Last week was a landmark week for all Indians and by sheer coincidence; the country witnessed the launch of two generational shifts. The one that has everyone excited is Jio, a pure, data-only high-speed mobile network. The other that perhaps will have equal transformational impact is its peer in the world of digital payments, the Unified Payment Interface (UPI). As soon as I had my first...