Increasing penetration of smartphones, Aadhaar-linked bank accounts and a host of powerful open and programmable capabilities is set to create the ‘WhatsApp moment’ for Indian banking. Once in a while a major disruption or discontinuity happens which has huge consequences. In 2007, the internet and the mobile phone came together in a whole new product called the smartphone. This phone, with its...
Just over 12 years ago, I sat on the sofa outside my office in Infosys, and explained to Tom Friedman about how the playing field was getting levelled through technology. This inspired him to write ‘The World is Flat,’ an international bestseller that sold millions of copies and captured the zeitgeist of the era. It was an era where technology and political change brought everyone closer. The...
Innovation significantly expands your options, possibilities, and opportunities That there is enthusiasm about entrepreneurship across India is apparent, and clearly visible. A number of our young citizens are now thinking about starting a business rather than taking up a job. And that’s a good thing, because we need more job creators. However, in India, innovation is often not the starting point...
